Click section of house to see details.

The Attic

What are your essential needs? Your Financial House doesn't just focus on numbers. It keeps your essential needs in mind as you describe your goals and objectives, assess risk, and choose your building materials. You will always look at how each choice addresses some common human needs: PhysiologicalSecuritySocialEsteemSelf-actualizationBased on Maslow's pyramid, the attic of Your Financial House represents human priorities, showing how one level of need must be satisfied before you move on to the next.

Children/Heir's Room

How do you help your heirs with their financial needs without impacting your own? Your Financial House addresses your children/heirs' needs far beyond their college education and inheritance. What if you have a child/grandchild with special needs or a family member with drug or alcohol problems, a bad marriage, health concerns, or a difficult divorce? Could a dependent parent also become an heir? As your financial blueprint is designed, these issues need to be discussed and the "what if's" considered.

Financial Opportunity Profile Room

Why take risks if you don't have to? Each upstairs room affects and relates to the room directly below it. In this room, you learn how much risk you're willing to take and what aspects of your personality ought to influence Your Financial House. Using various assessments you will know how much risk you are willing to take as well as how to communicate that with others. This is important because it helps you know what kinds of investments will be the right building materials for Your Financial House.

Retirement Fulfillment Room

Can retirement be fulfilling? Retirement shouldn't be based on your age. It should be based on the passion you have for your career or other interests that motivate you more. Once you make the commitment to own all your time (what retirement is all about), you need a plan in place that brings you fulfillment with those other interests. After retirement men tend to spiral towards the house, while women spiral out of the house. In the Retirement Fulfillment Room, you'll not only identify your timetable for retirement, you'll figure out what will fulfill you in life after work.

Estate Planning Room

What relationships do you value? Your Financial House focuses on relationships with family members, organizations, or other entities whom you want to receive a portion of your wealth after you're gone. You will explore durable power of attorney, titling of property, and trusts (the Wealth Room) as well as topics related to the Children/Heirs Room such as executors, custodians, and trustees. It's here you will make sure everything is properly accounted for so you can pass on your wealth. This ensures that your Financial House is still standing and that the promise of the Legacy Room gets fulfilled.

Room of Dreams

What are your Dreams? If you could write the perfect script for your life, from this point going forward, how would it read? Your Financial House will help you understand yourself and your vision and guide you to develop a financial blueprint that reflects your dreams both now and in the future. You will look at what opportunities, career changes, and family developments you hope to see in your lifetime. It's about what's important to you to achieve, experience, and acquire? Your Financial House is about capturing the spirit of the American Dream and putting it within your reach.

Legacy Room

What values are important to you? Your Financial House can have its own kind of legacy, whether grand, modest, or anything in between. Regardless of your age it's time to think about your legacy, your final goal. After you've fulfilled your dreams, how would you like to live on through the lives of others? How do you want your family to think of you? Are there charitable organizations you'd like to benefit? Are there religious or other spiritual endeavors you want to endow?

Lifestyle Room

How do you want to live? Your Financial House will reflect your tastes, your style of living, and who you are. No one wants to lower their current lifestyle. Your Financial House not only addresses your budget and spending habits, but also how you spend your time, create your quality of life, enjoy your hobbies or travel, and sustain your physical health and activities. This enables you to know exactly what is important to you and how you need to build Your Financial House.

Wealth Room

How do you define your wealth? Using the Punchlistâ„¢ you will gather the documents you need to review your current financial situation. Your Financial House doesn't just review the numbers. The Punchlistâ„¢ will also take stock of other areas of wealth that might not show up on your financial balance sheet, but that you'd definitely include in a personal balance sheet. You'll address not only your net worth, but your self-worth: those most important things that you've dedicated a great deal of your time and energy to developing in your life.

Your Financial House

What is a Financial Blueprint?

If you’ve ever built a house or known somebody who has, you know there was a vision of what it would look like long before it was constructed. If you told the builder, “Listen, we’ve taken pictures off the internet, sketched out some designs and this is how we think the house should look. We really don’t want to do a blueprint… just start building.” The builder would never take that job.

Sadly in the financial service industry, you can meet with a financial advisor, share your vision, thoughts and financial statements only to watch the advisor jot down a few notes and say, “Now that I have a glimpse of your vision, let’s take your money and place them in “these investments” which have historically done well.”

This is the equivalent of a builder who would take your money and start building your house without a blueprint. You would never build a house without a blueprint. Why would you do the same with your financial future? You need a financial blueprint to build Your Financial House